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Choose The Right Loan!
30, 20,15 and 10-year terms are all available with fixed rate.
Buy a home with as little as 3% down (primary home).
Refinance up to 95% of your primary home’s value.
Monthly payments remain the same for the entire loan term.
3/1, 5/1, and 7/1 ARM’s.
Monthly payments based on a 30 year schedule.
The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term).
Post-bankruptcy qualifying is only 2 years from date of discharge.
Post-foreclosure qualifying is only 3 years from recorded foreclosure date.
Seller can pay up to 6% of buyers closing costs.
Very low 3.5% down payment required on purchases.
Minimum credit score usually 580.
Minimum credit score 500 with 10% down.
Investor Cash Flow Program
Jumbo Loan Program
Foreign National Program
Bank Statement Programs (Personal or Business Bank Statements)
Asset Qualifier Program
Provides veterans with flexible lending options and loan security.
0% down payment required on purchases
100% Cash out available for refinances.
Competitive interest rates that are routinely lower than conventional rates.
No monthly mortgage insurance like with FHA.
Sellers can pay up to 6 percent of buyers closing costs.